The Everyday Steward division of Ronald Blue & Co., LLC (RB&Co.), an independent financial planning, estate planning and investment management firm, is committed to safeguarding the confidential information of our clients. Our firm holds all your personal information in the strictest confidence. These records include all personal information that we collect from you in connection with any of the professional services for which you have contracted. We have never disclosed information to nonaffiliated third parties, except as permitted or required by law, and do not anticipate doing so in the future. If we were to anticipate such a change in firm policy, we would first advise you. As you know, we use financial information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect to personal information about you is listed below.

RB&Co. limits access to information only to those employees or nonaffiliated parties who have a business or professional reason for knowing and where permitted or required by law. The following examples are typical, but not exhaustive, of situations in which RB&Co. would share your personal information.

1. RB&Co. Employees. RB&Co. employees require this information for the daily conduct of RB&Co.'s business.

2. Brokerage and Investment Management Firms. Regulations permit us to share a limited amount of information about you with a brokerage firm, such as Fidelity or Schwab, in order to execute securities transactions on your behalf.

3. Proxy Services. At your request, RB&Co. may engage a proxy service to vote proxies on your investment account.

4. Other Client Professional Advisers. You may authorize RB&Co. to disclose your personal information with other professional advisers such as an accountant or lawyer.

5. Legal Proceedings. In the event you are involved in a legal proceeding such as a civil lawsuit, RB&Co. could be required to provide personal client information.

RB&Co. does not sell your personal information to mailing list vendors or solicitors for any purpose.

RB&Co. maintains physical, electronic and procedural safeguards to protect your information.

The categories of nonpublic personal information that RB&Co. collects from a client depend upon the scope of the client engagement. It may include information about your personal finances, transactions between you and third parties (for example, the purchase of insurance policies) and other information provided by third parties.

For unaffiliated third parties that require access to your personal information, including financial service companies, consultants, and auditors, RB&Co. also requires strict confidentiality in our agreements with them and expect them to keep this information private.

Federal and state regulators may review firm records as permitted under law (for example, information may be shared with someone who has established a legal beneficial interest, such as a power of attorney).

Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, and consistent with the CFP Board Code of Ethics and Professional Responsibility. After this required period of record retention, all such information will be destroyed.

Should you require clarification about any of the above policies, you may call RB&Co.'s Compliance Department at 404-705-7000.