March 2004
 

Welcome to the First Edition of NPG News. You are receiving this e-newsletter because you are either a current client of ours, someone considering our services, or you have indicated an interest in subscribing to our newsletters.

We are thrilled to introduce you to this monthly e-newsletter provided to challenge your thinking in the areas of stewardship and financial planning, as well as provide up to date financial advice that will be of value to you.

It has long been a desire of ours to be able to communicate more readily and frequently with our clients and friends that are located in various regions of the United States. Our belief has always been that sound financial planning will help you live a life well spent – one where your focus is on God’s goals for your life and your finances and resources are structured in a way to help you achieve those goals. Our hope is that this newsletter will provide relevant information and accountability for you on a periodic basis in order for you to better continue your journey towards those God given goals. Since it all starts with goals, the focus of this month’s newsletter will be on setting goals. In future months our articles will cover a wide range of topics including cash flow planning, investments, retirement planning, tax planning, education planning, estate planning and more.

Please provide us with your feedback on this newsletter so we can make it one that is worthwhile for you. You may email npg@ronblue.com with your comments and suggestions. We also hope you will forward this email to friends and colleagues who might be interested in the content of these newsletters or might be interested in becoming clients. New subscribers may subscribe on our website at www.everydaysteward.com.

Thank you again for your interest in our organization and for letting us serve you.

Warmest Regards,

Jeff Chinery
Director – National Planning Group

The Goals You Need To Survive and Thrive
It's that time of year when we make new year’s resolutions which we hope to carry through to fruition in the months to come. Good intentions, however, are usually not enough. Most of us benefit from having a written plan with guidelines which help us stay focused. This article, from Ron Blue’s excellent book Storm Shelter, provides both a healthy dose of motivation as well as some useful and thought-provoking tools as you plan for 2004. read article...

Who We Are and How We Can Help You
The National Planning Group of Ronald Blue & Co. is a unique division within RB&Co. We started with a vision to serve a wide range of Christians with a desire to be better stewards of the assets God has asked them to manage. With services starting as low as $180 for one hour of counsel, the structure of this group makes it an affordable entrance for those who are ready to seek professional financial counsel on an hourly basis, or have their investment assets professionally managed. learn more...

Key Financial Planning Numbers for 2004
Here are some key numbers for 2004 that you will want to keep in mind as you embark on your financial planning for the year. learn more...

The Best Possessions
Consider your last two major purchases. Did you buy the items to help make your life better in some way? What were you really looking to achieve by making those purchases? Increased flexibility, safety, security, simplicity or just a better life experience? Whatever your reason, you were most certainly looking to improve your life. learn more...

Disclaimer - Ronald Blue and Co. provides the names of  and  references other financial organizations, media sources and/or vendors of financial products as a convenience to its newsletter subscribers. Ronald Blue and Co. may not agree with, nor does it make any warranty as to the accuracy of the information supplied by these organizations or vendors. It is not intended to be a substitute for personalized legal or financial planning advice.  This newsletter may contain links to websites that are created and maintained by other organizations. All links were fully functional at the time of publication, however due to the changing nature of content on these third-party websites the content that is linked to may not be available indefinitely.

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© 2006, The Everyday Steward
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Resources

Ten Things To Do in the First Quarter of 2004

1. Contribute to your IRA before April 15th for tax year 2003.

2. Set a date and take your goal planning weekend (goal planning weekend outline for couples and singles available). Set your goals and put them in writing.

3. Review your 2003 budget numbers and prepare your 2004 budget.

4. Create a plan to pay-off all credit cards and other short term debt.

5. Create a plan to save at least three months worth of monthly living expenses for emergency needs.

6. Review your gifting strategies -- Due to a good year in the stock market in 2003, does it make sense for you to gift some appreciated assets instead of cash?

7. Review your investment allocation in your 401(k) and other investment accounts -- Has the recent stock market performance given you a need to rebalance your portfolio? Are your investments still appropriate for your situation?

8. Review your life insurance needs -- Have you recently had an addition to your family that would warrant additional life insurance coverage or have you paid off your mortgage which could allow you to reduce your coverage?

9. Review your disability insurance needs – Can you live off of the income you would receive if you went on disability or do you need further coverage?

10. Review your wills. If you do not have a will, living will, and health care power of attorney or these documents need changes, put a plan in place to get this done promptly.